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SUNFLOWER SAVINGS
Turn Your Savings into Earnings
Searching for a smarter way to boost your balance? Our Sunflower high-yield savings account is built to help your money grow faster—with a rate more than 8x the national average for savings accounts.
3.54%
APY
Sunflower Consumer Savings
Whether you’re saving for a dream vacation, an emergency fund, or just want to make the most of every penny, this account makes it easy and rewarding.
Why You'll Love It:
 Higher ReturnsEarn a competitive APY* on any balance—no tiers, no gimmicks. |  Bank Your WayManage your money anytime, anywhere with our easy-to-use online and mobile banking tools. |
 Quick, Easy AccessNo withdrawal restrictions—your cash is ready when you are. |  Free ATM CardCall us at 800-800-1577 and we’ll send one your way for free. |
 FDIC InsuredYour money is federally insured up to $250,000, because peace of mind matters |
Sunflower Savings
| Account Type | Interest Rate | APY* | Method of Compounding | Minimum Deposit to Open |
|---|---|---|---|---|
| Sunflower Consumer Savings | 3.48% | 3.54% | Daily | $100 |
Interest Rates Effective: 04/01/2025
Revised: 03/31/2025
* The annual percentage yield (APY) is variable and may change at the bank’s discretion. New money is described as funds not previously held on deposit at First Fed within the last 30 days. Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after the account is opened. No minimum balance to earn APY. Accounts closed within 90 days of opening will be assessed a $15 early closing fee.
^ Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the maintenance fee is assessed is less than $5, a charge will be assessed for the balance, less .01.