Sunflower Savings
Harvest more with Sunflower Savings 3.70% APY*!
Our Sunflower high-yield savings account (HYSA) helps your balance grow with a high interest rate. This HYSA is offered exclusively online or by phone. Balances are federally insured to at least $250,000, as First Fed is a member FDIC bank.
Features include:
- 3.70% APY* as of 9/27/2024
- Free savings ATM card, if requested
- Online and mobile banking
This savings account requires a $100 minimum opening deposit of new money. The $5 monthly maintenance fee is waived with $100 minimum daily balance.^
Start growing your savings with a higher rate today! Available exclusively online or by phone.
Open Online Open by phone: 800-800-1577
How much can you make with 3.70% APY*:
| Your savings balance: | You make after 12 months:1 |
| $5,000 | $185.00 |
| $10,000 | $370.00 |
| $50,000 | $1,850.00 |
| $100,000 | $3,700.00 |
1The annual percentage yield (APY) is variable. Interest earnings calculation assumes that the rates stay the same, interest remains on deposits, and no withdrawals are taken. Fees can reduce earnings.
How to access your funds in Sunflower Savings
- Add funds and take out cash via an ATM card, which can be requested by calling 800-800-1577
- Use online banking or mobile banking to initiate a payment or electronic fund transfer (ACH)
- Visit one of our full-service branches for a withdrawal or to initiate a wire transfer
Note: Savings accounts do not have debit cards or checks.
Sunflower Savings
| Account Type | Interest Rate | APY* | Method of Compounding | Minimum Deposit to Open |
|---|---|---|---|---|
| Sunflower Consumer Savings | 3.63% | 3.70% | Daily | $100 |
Interest Rates Effective: 10/25/2024
Revised: 10/24/2024
* The annual percentage yield (APY) is variable and may change at the bank’s discretion. New money is described as funds not previously held on deposit at First Fed within the last 30 days. Annual Percentage Yield assumes principal and interest remain on deposit for one year at the same interest rate. Fees could reduce earnings. Interest rates for the above accounts may change after the account is opened. No minimum balance to earn APY. Accounts closed within 90 days of opening will be assessed a $15 early closing fee.
^ Monthly maintenance fee of $5 if balance drops below $100 at any time. If the balance at the time the maintenance fee is assessed is less than $5, a charge will be assessed for the balance, less .01.
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