Buy a Home

Are you looking to purchase a home? Get a custom quote!

Whether you are buying your first starter home or upgrading to the house of your dreams, our local mortgage experts can guide you through the process to find the best options for your needs. At First Fed, we want to help you realize your homeownership dreams while maintaining financial wellbeing.

Ready to apply? With our quick and easy online application, you can apply for a mortgage at your convenience, day or night.

Apply Online              Get a Custom Quote

First Fed mortgage financing is only available for Washington State properties at this time. Need more information? Connect with one of our Mortgage Loan Officers to review your home buying options.

Special Refi Offer

Close a loan with us and if mortgage rates drop, you’ll get a credit up to $5,000 off the next refinance closing costs with First Fed.

How it works

• Close a loan with First Fed
• If rates fall and you are ready to refinance, apply with First Fed.  If the transaction meets all of the terms of eligibility, you will receive a half point (0.500%) lender credit towards your closing costs.

Terms of Eligibility

• The refinance will pay off a mortgage originated on or before 12/31/2025 with the last recorded Deed of Trust identifying First Fed Bank as the “Lender”.

Disclosure

• Application date for the refinance must be 150 days or more after the funded date of the existing mortgage and prior to 12/31/2026.
• The refinance transaction must be for the same property as the initial mortgage.
• Land/lot loans are not applicable.
• The refinance transaction must be a fixed rate loan. 
• No restrictions on loan type (conventional, USDA, VA, etc.)
• No restrictions on occupancy.
• The refinance transaction must meet all terms of eligibility and underwriting requirements for the selected product, program, and investor guidelines at the time of refinance.

Refinance Credit Offer Terms

• A general lender credit of 0.500% of the total refinance loan amount will be credited to the loan closing costs, not to exceed $5,000.
• The credit will be applied on the Closing Disclosure after the loan has met all terms of eligibility stated above.
  

Fixed rates for buying a home as low as: