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Checking Overview

Our checking accounts are designed to help meet your financial goals. Whether you’re looking for low fees, high rewards, or added convenience, there’s an option to fit your lifestyle.

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Rewards Checking

A high yield checking account that earns 5.00% APY* (over 50x the national average!) on balances under $10,000, and 1.00% on additional balances1 — let your checking reward you!

Open Rewards Checking

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Cash Back Checking

Earn 1% cash back on the first $2,500 spent per month with your debit card.2 — your everyday spending can pay you back!

Open Cash Back Checking

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Evergreen Checking

For no frills, but all the convenience, this hassle-free account offers easy access to basic services.3

Open Evergreen Checking

 

Read our FAQ for our monthly checking account qualifications.

 

Make the most of your money—your rewards are waiting.

 

 

Looking for something different?

First Checking Account

For teens with a debit card and no monthly service fee.

Compass Checking

For those who lack a traditional form of ID.

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Higher Balances? Rewards Savings has you covered.

When you open our Cash Back or Rewards Checking account, you unlock exclusive access to our high-yield Rewards Savings account. Earn 4.00% APY* on balances under $50,000.4

Open Rewards Checking with Savings

Open Cash Back Checking with Savings

Our checking accounts feature:

 

Debit Card

Debit Card

Enjoy a contactless debit card and tap-to-pay for quick, easy payments.

Mobile Banking

Online and Mobile banking

Easy access to mobile deposit, Bill Pay, P2P payments, and more!
Mobile Pay Icon

Mobile Pay

Link your debit card with ApplePay, GooglePay, or SamsungPay to pay with your phone.

 

ATM/ITM

37,000+ in-network ATMs

Free nationwide access to cash withdrawals. ATM finder.
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Credit Monitoring

Stay on top of your financial health with free credit score monitoring.

 

Customer Support

Customer Support

We’re here to help via live chat, over the phone at 800-800-1577, and in-person at one of our branches.

 

 

FAQs

 

1 How Can You Keep Earning Your 5.00% APY

Meet these easy qualifications each month to enjoy 5.00% APY on balances under $10,000:

  • Make direct deposits or ACH deposits totaling at least $1,000/month. 
  • Enroll in eStatements through Online Banking. 
  • Make at least 10 debit card purchases/month.

2 How Can You Maximize Your Cash Back?

Meet these simple requirements to earn 1.00% cash back (up to $25.00 per month) and waive the $1 monthly maintenance fee:

  • Make direct deposits or ACH deposits totaling at least $1,000/month. 
  • Enroll in eStatements through Online Banking. 
  • Make at least 15 debit card purchases/month. 

Is there a maintenance fee? 3

There is no monthly maintenance fee on our Rewards Checking account! Our Cash Back Checking has a $1 monthly maintenance fee that is waived each month your account qualifies for rewards. Our Evergreen Checking has a $7 monthly maintenance fee (waived with a $100 monthly average balance) and a minimum of $25 to open.

4 How can I earn 4.00% APY* on my Rewards Savings?

As long as you have an open Rewards Checking or Cash Back Checking account, you qualify for our premium Savings APY.

Does this account have overdraft protection?

All our checking accounts feature our standard overdraft practices. Learn more about our available overdraft protection plans.