Open An Account
Personal Accounts
Open Rewards Checking >
Premium interest rate on balances under $10,000. Learn More.
Open Cash Back Checking >
1% Cash Back up to $25 per month. Learn More.
Open Evergreen Checking >
Enjoy simplicity in banking. Learn More.
Open First Checking >
Designed for ages 13 to 20 with no monthly maintenance fee. Learn More.
Open Rewards Savings >
Premium interest rate on balances under $50,000. Learn More.
Open Sunflower Savings >
Enjoy a higher return on your balance. Learn More
Open Summit Savings >
Enjoy simplicity in banking. Learn More.
Open First Savings >
A high-yield savings account (HYSA) designed for children 17 and under. Learn More.
CD Promos - Enjoy a competitive interest rate on lower balances.
Jumbo CDs - Enjoy a competitive interest rate on higher balances.
Apply for a HELOC >
Borrow funds at a variable rate, using your home's value as collateral. Learn More.
Apply for a HELoan >
Borrow funds at a fixed rate, using your home's value as collateral. Learn More.
Apply to Buy A Home >
With our quick and easy online application, you can apply for a mortgage at your convenience, day or night. Learn More.
Apply to Refinance >
Refinancing options are available on all property types including primary residencies, secondary homes, or investment properties. Learn More.
Apply for an ARM >
ARMs have interest rates that can change periodically based on general market conditions. Learn More.
Apply for a Cash-out Refi Loan >
Refinancing options are available on all property types including primary residencies, secondary homes, or investment properties. Learn More.
Apply for a Construction Loan >
All construction loans include an interest only construction period, and then convert to a permanent loan with no need to refinance. Learn More.
Apply for a Fixed Rate Loan >
With fixed-rate mortgages your monthly principal and interest payment stays the same throughout the life of the loan.Learn More.
Apply for Home Possible >
For low to moderate income borrowers, the Home Possible Loan Program offers a fixed rate and can be used for the purchase or for the refinancing of your primary residence. Learn More.
Apply for a Land Loan >
Our lending team can walk you through the intricacies of a land or lot purchase, and help you find the best options for your desired property. Learn More.
Apply for a Jumbo Loan >
Our Jumbo Loan Program can be used for the purchase or refinance of your dream home when it is too expensive for conventional conforming loans.Learn More.
Apply for a Renovation Loan Now >
Finance the improvements by using the equity in the home—based upon the value after the improvements are made. Learn More.
Apply for a Smart Start Loan >
The Smart Start Loan is for the Purchase, Refinance or Construction of a unique residential property. Learn More.
Manufactured Home Loans come in conforming or non-conforming loans-types. Please visit our Manufactured Home Loan Page for more information.
While we do offer USDA and VA home loans, we do not offer an online application for them at this time.
Apply for a Personal Loan >
Unsecured loans allow you to borrow funds with no collateral requirements and offer a fixed interest rate for predictable payments. The minimum loan amount is $1,000. Learn More.
Apply for a Credit Builder Loan >
Our Credit Builder Loan is designed to help improve your credit. Learn More.
Apply for an Overdraft Line of Credit >
Our Overdraft Line of Credit is a line attached to your First Fed checking account for overdraft protection which can be used as a "rainy day" financial tool. Learn More.
Apply for a Sage Line of Credit >
Our Sage Line of Credit (LOC) provides flexibility and easy access to funds at lower rates than most credit cards. Learn More.
Business Accounts
Open Everyday Business Checking >
Best for small businesses with fewer monthly transactions (<50). Learn More.
Open Advanced Business Checking >
Best for businesses with moderate monthly transaction volume (51-200). Learn More.
Open Analyzed Business Checking in Branch >
Best for businesses with 200+ transactions and Treasury Management needs. Learn More.
Open Business Savings >
Designed to help businesses save strategically for taxes, payroll, or unexpected expenses. Learn More.
Open Sunflower Business Savings >
Designed for businesses with higher balances, with industry-leading returns and full liquidity.Learn More.
CD Promos - Enjoy a competitive interest rate on lower balances.
Jumbo CDs - Enjoy a competitive interest rate on higher balances.
Open First Rate Money Market >
This account offers easy access to your funds as you grow your savings. A minimum deposit of $1,000 to open. See current rates below.Learn More.
Open Madrona Money Market >
Our Madrona Money Market high yield account offers a high interest rate for higher balances. Learn More.
Whatever your needs for your business, we've got you covered: from Commercial Real Estate to Maritime Loans, we can help. Reach out to us with your specific needs. We'd love to partner with you!