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Savings Accounts

Life is full of possibilities and unexpected moments, and we’re here to help you prepare for them. Whether you're looking to grow your money with a high-yield savings account (HYSA) or prefer a straightforward, no-frills savings solution, our options are designed to support your journey toward achieving your financial goals.

 

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Rewards Savings

Our highest-yield savings account (HYSA), with a market-leading 4.00% APY* on balances under $50,000. This account must be paired with our Cash Back or Rewards Checking Account. 1

Choose Checking Account

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Sunflower Savings

Perfect for larger balances, this high yield savings account (HYSA) earns 3.70% APY*. Grow your money while retaining full access. Minimum $100 to open.

Open Sunflower Savings

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Summit Savings

This basic savings account is designed for flexibility and features no deposit or withdrawal limits. Minimum $100 to open. 

Open Summit Savings

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Already have Cash Back or Rewards Checking?

When you open our Cash Back or Rewards Checking account, you unlock exclusive access to our high-yield Rewards Savings account. Earn 4.00% APY* on balances under $50,000.1

Open Rewards Savings

Looking for something different?

Madrona Money Market >

First Savings

Start saving early to grow interest with a high-yield savings account (HYSA) designed for children 17 and under! No monthly maintenance fee. Learn More

Savings Calculators

College? Retirement? Large purchase? Our calculators can help you understand how soon you can meet your next savings goal. Learn More

Our savings accounts feature:

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Online Banking

Easy access to all mobile deposit, Bill Pay, P2P payments, and more!

Mobile Banking

Mobile Banking

Enjoy Mobile Deposit and on-the-go management with our Mobile Banking app.

 

ATM/ITM

37,000+ in-network ATMs

Free nationwide access to cash withdrawals. ATM finder.

 

Customer Support

Customer Support

We’re here to help via live chat, phone support at 800-800-1577, and in-person at one of our branches.

 

 

FAQs

 

1 How can I earn 4.00% APY* on my Rewards Savings?

As long as you have an open Rewards Checking or Cash Back Checking account, you qualify for our premium savings APY on your Rewards Savings account.  

 

2 What do I need to qualify for a Sunflower Savings Account?

The Sunflower Savings account requires a $100 minimum opening deposit of new money. The $5 monthly maintenance fee is waived with $100 minimum daily balance.^ 

 

What do I need to open the Summit Savings Account?

To open a Summit Savings account, a minimum deposit of $100 is required to open. The $5 monthly maintenance fee is waived with $100 minimum daily balance.  If you close your account within 90 days of opening, you will be assessed a $15.00 early closing fee.  If the balance at the time the maintenance fee is assessed is less than $5, a charge will be assessed for the balance, less .01.