USDA Home Loans
Could you benefit from a home loan with no money down?
USDA Rural Development guaranteed loans come with big benefits for eligible buyers of qualifying properties. Low to moderate income buyers can purchase a property located in eligible rural areas with no money down. USDA loans can also offer reduced mortgage insurance, relaxed credit score requirements, and below-market mortgage rates.
First Fed USDA Loan Requirements
- Single-family residence
- Owner-occupied
- Purchase or refinance only; no USDA Construction offered at this time
- Property must be located in an eligible area within Washington State
- Manufactured homes ineligible
Additional terms and conditions may apply. Connect with one of our experienced Mortgage Loan Officers who can help you check your eligibility and guide you through the application process.
USDA Home Loan: Purchase
Apply Now| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year USDA Fixed Rate Purchase | 6.00% | 6.028% | .000 | $500,000 | $2997.75 |
Interest Rates Effective: 12/20/2024
Rates listed are for primary residence in single family home with a 0% down payment and borrower credit score of 780. APR (Annual Percentage Rate) is based on loan amount and interest rate. Example monthly payments quoted include principal and interest only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.
Have you checked if your property is the USDA’s eligible zone?
Use the USDA Property Eligibility lookup tool for specific properties.
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