.png?sfvrsn=8dfcdb73_1)
CASH BACK CHECKING
Cash Back on Every Purchase1
Earn up to $25 cash back each month by using your debit card.1
Our Cash Back Checking account rewards you for your everyday spending - turning your purchases into additional savings every month.
Spend money. Get money.
Cash Back Checking is designed to reward you for your everyday spending. Earn 1.00% cash back on up to $2,500 in debit card purchases every month - making every purchase more rewarding. Plus, with no monthly account fees, you keep and enjoy all the money you earn.
It's simple:
- Use your debit card for purchases
- Earn up to $25 a month cash back!
From your morning coffee run to grocery shopping or refueling your car, this account helps you turn routine expenses into real savings. Whether it's treating yourself to small indulgences or saving for something bigger, Cash Back Checking puts money back in your pocket every month.
Want Even More? Meet Rewards Savings.
Earn 4.00% APY* on balances under $50,0002 with our Rewards Savings account and meet your savings goals faster than ever. Open our Cash Back Checking account to unlock exclusive access to Rewards Savings, our high-yield savings account (HYSA).
Whether you're preparing for unexpected expenses, saving for a major milestone, or planning ahead, Rewards Savings helps you make the most of every dollar. With unrestricted access to your funds, you can grow your savings while staying completely flexible.
Our Cash Back Checking account features:
 Your Debit CardEnjoy a contactless debit card and tap-to-pay for quick, easy payments. |
|
 Mobile PayLink your debit card with ApplePay, GooglePay, or SamsungPay to pay with your phone. | |
 37,000+ in-network ATMsFree nationwide access to cash withdrawals. ATM finder. |
 Customer SupportWe’re here to help via live chat, over the phone at 800-800-1577, and in-person at one of our branches. |
FAQs
1What are the requirements to earn rewards?
To qualify for cash back rewards on your checking account each month, simply make sure you are enrolled in eStatements through Online Banking.
Is there a maintenance fee on this account?
There is no monthly maintenance fee on our Cash Back Checking account!
Does this account have overdraft protection?
Rewards Checking features our standard overdraft practices. Learn more about our available overdraft protection plans.
Do you offer other rewards checking accounts?
For those who maintain higher balances and prefer a higher interest rate instead of cash back, we offer Rewards Checking.
Rewards Savings
| Balance | Interest Rate | APY* | Type of Interest | Minimum to Open |
|---|---|---|---|---|
| Qualifying balances** less than $50,000 | 4.00% | 4.00% | Simple | $25 |
| Qualifying balances** >= $50,000 | 1.00% | 4.00%-3.00%*** | Simple | $25 |
| Non-Qualifying balances** | 0.05% | 0.05% | Simple | $25 |
Interest Rates Effective: 01/27/2025
Revised: 01/24/2025
Accounts closed within 90 days of opening will be assessed a $15 early closing fee.
*APY is Annual Percentage Yield. APY assumes principal and interest remain on deposit for one year at the same interest rate. Interest rates and APYs subject to change without notice. Fees could reduce earnings.
**The interest rate/APY you earn will depend on whether you meet the Premium Rate/APY Rewards Qualifications for each monthly statement cycle as outlined in your Rewards Savings Truth in Savings Disclosure. If you don’t meet the Rewards Qualifications, your entire balance will earn the non-qualifying interest rate and APY.
***The APY range assumes a sample deposit of $75,000.